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Before you begin to shop for a new home, you should set up a time to meet with me so we can figure out how much you can afford. This will put you in a better position as a buyer.That’s when it is important to understand the distinction between being pre-qualified for a home loan and pre-approved for a home loan. The difference between the two terms will be crucial when you decide to make an offer on a house.
Testimonials
Customers Love Us!
A. Cullpepper - Purchase Loan Closed 2011
"I can't say enough good things about Richard and Envoy Mortgage. Besides being one of the nicest guys around he made my loan process go smoothly with constant communication and updates on the status of things. Also no one could even come close to their low rates and fees. This is the second time I've used Richard and Envoy Mortgage and I cannot recommend him highly enough."
Mortgage Options
The Best Loan For You?
Professional Advice from a Licensed Loan Officer.
As a direct lender, we are in complete control of your file from start to finish. We offer a wide variety of loan programs to put the home of your dreams well within your means. Mortgage options include FHA/VA Loans, Conventional Loans, USDA Loans, Jumbo and Reverse Mortgages.We understand that every homebuyer is different, and we’ll be happy to customize a plan to meet your unique needs.
